In the course of nearly 30 years of collecting data about consumer spending patterns, Experian plc has amassed detailed information on more than 1 billion people and 25 million U.S. businesses. As one ...

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...

Forbes contributors publish independent expert analyses and insights. Gary Drenik is a writer covering AI, analytics and innovation. Recent economic and regulatory changes and shifts in consumer ...

You'd think the credit data market would be fairly predictable by now. But if there's one thing we've learned from working in credit risk for the last 30 years, change is constant. While some ...

Update: Story updated with confirmation that this was another Salesforce data theft attack and the types of data stolen. Consumer credit reporting giant TransUnion warns it suffered a data breach ...

Lenders have traditionally turned to credit bureau data to assess affordability and risk—but that reliance is starting to change. AI-powered models are now delivering real-time, predictive insights ...

CONSIDERED TO BE VULNERABLE. TIME RIGHT NOW 644 A MICHIGAN BASED COMPANY THAT HELPS CAR DEALERSHIPS WITH FINANCING AND CREDIT REPORTS, IS WORKING TO CONTACT NEARLY 6 MILLION AMERICANS AFTER A DATA ...

This week, LexisNexis Risk Solutions unveiled the findings of its inaugural Global Consumer Lending Confidence Report. The study, conducted by Datos Insights, reveals that as visibility into consumer ...

I pay my credit card balance in full each month, but you'd never know it by looking at my credit report. In fact, I wouldn't look that much different from someone who pays only the minimum payment, ...

Lenders are broadening their target audiences, often considering borrowers that don't have a long track record with credit bureaus. Experian is trying to address this challenge by considering ...

The Consumer Financial Protection Bureau on Tuesday proposed a long-anticipated rule that would require data brokers to comply with credit bureau reporting standards, in an effort to prevent Americans ...

Credit scores are supposed to start incorporating “buy now, pay later” loans this fall. The plans may already be hitting a speed bump. Klarna, one of the biggest providers of the popular loans, said ...